Banking & Finance
Practice Areas
Banking & Finance
At Malathi Associates, we bring extensive expertise in banking and finance law, having successfully represented numerous clients in a wide range of financial disputes. Our team is particularly skilled in handling cases before the Debt Recovery Tribunal (DRT) and the Debt Recovery Appellate Tribunal (DRAT), ensuring that the rights of borrowers and guarantors are upheld.
We closely scrutinize the actions of banks and financial institutions, especially under the provisions of the SARFAESI Act, to ensure due process is followed — such as issuing mandatory notices before property possession or auction. Where necessary, we escalate matters to the High Court of Telangana to safeguard our clients' interests.
Our Banking & Financial Legal Services Include But Are Not Limited To:
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Filing civil lawsuits to recover debts, damages, and financial dues
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Representing clients before Civil Judges, District Courts, and High Courts, depending on the jurisdiction
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Appearing before the Arbitration Tribunal and filing petitions under the Arbitration and Conciliation Act
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Handling insolvency proceedings before the National Company Law Tribunal (NCLT) under the Insolvency and Bankruptcy Code (IBC)
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Filing and pursuing consumer complaints before District, State, and National Consumer Commissions
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Conducting recovery proceedings under Section 19 of the RDDBFI Act (Recovery of Debts Due to Banks and Financial Institutions Act)
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Managing recovery cases under both the SARFAESI Act and RDDBFI Act before DRT and DRAT
Whether you’re a borrower, guarantor, or a business facing recovery or insolvency challenges, Malathi Associates provides you with effective representation and strategic legal solutions in the banking and financial sector.
How We Deliver Our Services
Our legal services are driven by a proactive, solution-oriented mindset. What sets us apart is not just our legal expertise, but the way we engage—with clarity, accessibility, and a constant pursuit of excellence. Our firm’s unique culture is defined by:
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A sharp focus on client satisfaction, with unwavering commitment to resolving their legal challenges.
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Trust-based relationships built on confidentiality, efficiency, and commercially sound advice.
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A collaborative environment across multiple practice areas, enabling well-rounded and specialized legal solutions.
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A passion for intellectual depth, blending legal insight with practical, business-savvy strategies and root-cause analysis.
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Responsiveness and attention to detail, ensuring consistent communication and flawless execution.
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A strong focus on risk mitigation and delivering legally sound, commercially viable solutions.
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A dynamic, evolving approach to service—grounded in continuous client engagement, regular feedback, and adapting to shifting needs.